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xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://futureofkorea.com/</loc><lastmod>2026-09-09</lastmod><changefreq>daily</changefreq><priority>1.0</priority></url><url><loc>https://futureofkorea.com/markets/</loc><lastmod>2026-09-09</lastmod><changefreq>daily</changefreq><priority>0.8</priority></url><url><loc>https://futureofkorea.com/technology/</loc><lastmod>2026-09-09</lastmod><changefreq>daily</changefreq><priority>0.8</priority></url><url><loc>https://futureofkorea.com/living/</loc><lastmod>2026-09-09</lastmod><changefreq>daily</changefreq><priority>0.8</priority></url><url><loc>https://futureofkorea.com/society/</loc><lastmod>2026-09-09</lastmod><changefreq>daily</changefreq><priority>0.8</priority></url><url><loc>https://futureofkorea.com/policy/</loc><lastmod>2026-09-09</lastmod><changefreq>daily</changefreq><priority>0.8</priority></url><url><loc>https://futureofkorea.com/kcontent/</loc><lastmod>2026-09-09</lastmod><changefreq>daily</changefreq><priority>0.8</priority></url><url><loc>https://futureofkorea.com/kcontent/korea-pop-culture-artist-income-2026/</loc><lastmod>2026-09-08</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-pop-culture-artist-income-2026-hero.webp</image:loc><image:title>Graceful ballerina in a white dress posing at a dance studio with a mirror reflection.</image:title></image:image></url><url><loc>https://futureofkorea.com/policy/korea-export-boom-three-products/</loc><lastmod>2026-09-07</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-export-boom-three-products-hero.webp</image:loc><image:title>Line chart of monthly contract prices for DDR5 16Gb DRAM and 128Gb NAND flash from April to August 2026, both rising steeply</image:title></image:image></url><url><loc>https://futureofkorea.com/living/korea-unpaid-severance-arrears-2026/</loc><lastmod>2026-09-06</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-unpaid-severance-arrears-2026-hero.webp</image:loc><image:title>Bar chart of South Korea&#x27;s annual confirmed wage arrears from 2021 to 2025, rising from 1.35 trillion won to 2.07 trillion won</image:title></image:image></url><url><loc>https://futureofkorea.com/society/korea-international-students-300000/</loc><lastmod>2026-09-03</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-international-students-300000-hero.webp</image:loc><image:title>Line chart of international students enrolled at Korean higher-education institutions each year from 2016 to 2026, rising from 104,262 to 307,464</image:title></image:image></url><url><loc>https://futureofkorea.com/policy/korea-core-inflation-august-2026/</loc><lastmod>2026-09-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-core-inflation-august-2026-hero.webp</image:loc><image:title>Line chart tracking Korea&#x27;s headline and core consumer price inflation month by month through 2026, with the core line crossing above the headline line in August</image:title></image:image></url><url><loc>https://futureofkorea.com/markets/korea-treasury-share-cancellation/</loc><lastmod>2026-08-31</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-treasury-share-cancellation-hero.webp</image:loc><image:title>Grouped bar chart comparing Korean listed companies&#x27; annual treasury share purchases against cancellations from 2021 to May 2026, with cancellations pulling far ahead in 2026</image:title></image:image></url><url><loc>https://futureofkorea.com/society/korea-retirement-income-gap-2026/</loc><lastmod>2026-08-30</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-retirement-income-gap-2026-hero.webp</image:loc><image:title>Bar chart comparing four Korean retirement ages in years: exit from longest-held job, the statutory retirement floor, the pension start age, and the age older workers say they want to work until</image:title></image:image></url><url><loc>https://futureofkorea.com/markets/nps-korea-equity-target-2026/</loc><lastmod>2026-08-29</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/nps-korea-equity-target-2026-hero.webp</image:loc><image:title>Bar chart comparing the National Pension Service&#x27;s 2026 target portfolio weights against its actual asset weights at the end of June 2026</image:title></image:image></url><url><loc>https://futureofkorea.com/technology/korea-defence-margin-peak-2026/</loc><lastmod>2026-08-29</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-defence-margin-peak-2026-hero.webp</image:loc><image:title>Bar chart of South Korea&#x27;s annual defence exports in US dollars from 2021 to 2025, showing the 2022 peak, the two-year decline and the 2025 rebound</image:title></image:image></url><url><loc>https://futureofkorea.com/living/korea-jeonse-safe-trust-2026/</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-jeonse-safe-trust-2026-hero.webp</image:loc><image:title>Chart of the share of Korean rental contracts signed as monthly rent, rising from 48 percent in 2022 to 68.6 percent in the first quarter of 2026</image:title></image:image></url><url><loc>https://futureofkorea.com/policy/bok-rate-3-percent-dot-plot/</loc><lastmod>2026-08-27</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/bok-rate-3-percent-dot-plot-hero.webp</image:loc><image:title>Grouped bar chart comparing where Bank of Korea board members placed their six-month rate dots in May and August 2026</image:title></image:image></url><url><loc>https://futureofkorea.com/living/korea-foreign-flat-tax-21-percent/</loc><lastmod>2026-08-26</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-foreign-flat-tax-21-percent-hero.webp</image:loc><image:title>A woman paying at a counter in a Berlin store, using a digital device.</image:title></image:image></url><url><loc>https://futureofkorea.com/markets/msci-korea-emerging-market-2026/</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/msci-korea-emerging-market-2026-hero.webp</image:loc><image:title>Bar chart of country weights in the MSCI Emerging Markets Index at 31 July 2026, with Taiwan at 26.63%, China at 21.38% and South Korea at 20.33%</image:title></image:image></url><url><loc>https://futureofkorea.com/living/korea-minimum-wage-2027/</loc><lastmod>2026-08-24</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-minimum-wage-2027-hero.webp</image:loc><image:title>Line chart of Korea&#x27;s hourly minimum wage rising from 8,590 won in 2020 to 10,700 won in 2027</image:title></image:image></url><url><loc>https://futureofkorea.com/society/korea-foreign-population-count-2026/</loc><lastmod>2026-08-23</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-foreign-population-count-2026-hero.webp</image:loc><image:title>Bar chart splitting Korea&#x27;s 2.87 million foreign nationals at end-June 2026 into registered residents, overseas Koreans on residence reports, and short-term stayers</image:title></image:image></url><url><loc>https://futureofkorea.com/markets/korea-tourism-balance-surplus-2026/</loc><lastmod>2026-08-22</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-tourism-balance-surplus-2026-hero.webp</image:loc><image:title>Line chart of Korea&#x27;s monthly tourism balance from January to June 2026, moving from a $1.4 billion deficit to a $597 million surplus</image:title></image:image></url><url><loc>https://futureofkorea.com/policy/korea-foreign-home-permit-2026/</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-foreign-home-permit-2026-hero.webp</image:loc><image:title>Bar chart showing percentage falls in foreign home purchases across the capital region between September 2025 and June 2026, steepest in Seocho at 73 per cent</image:title></image:image></url><url><loc>https://futureofkorea.com/markets/korea-stock-transaction-tax-2026/</loc><lastmod>2026-08-20</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-stock-transaction-tax-2026-hero.webp</image:loc><image:title>Line chart tracing Korea&#x27;s all-in tax on a KOSPI share sale from 0.23% in 2021 down to 0.15% in 2025 and back up to 0.20% in 2026</image:title></image:image></url><url><loc>https://futureofkorea.com/technology/korea-shipbuilding-market-share-margins/</loc><lastmod>2026-08-17</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-shipbuilding-market-share-margins-hero.webp</image:loc><image:title>Bar chart of second-quarter 2026 operating margins at HD KSOE, Hanwha Ocean and Samsung Heavy Industries, drawn in the site palette</image:title></image:image></url><url><loc>https://futureofkorea.com/living/korea-pension-refund-2026/</loc><lastmod>2026-08-16</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-pension-refund-2026-hero.webp</image:loc><image:title>Blurred motion of travelers in a modern airport terminal with departure screens and a prominent clock.</image:title></image:image></url><url><loc>https://futureofkorea.com/living/korea-health-insurance-cost-foreigners-2026/</loc><lastmod>2026-08-15</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-health-insurance-cost-foreigners-2026-hero.webp</image:loc><image:title>Line chart of Korea&#x27;s national health insurance contribution rate rising from 6.46% in 2019 to 7.19% in 2026, with three flat years at 7.09%</image:title></image:image></url><url><loc>https://futureofkorea.com/policy/korea-floating-rate-mortgages-bok-hiking/</loc><lastmod>2026-08-20</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-floating-rate-mortgages-bok-hiking-hero.webp</image:loc><image:title>Person using a bank card for contactless payment at a modern checkout counter.</image:title></image:image></url><url><loc>https://futureofkorea.com/policy/chips-47-percent-korea-exports/</loc><lastmod>2026-08-14</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/chips-47-percent-korea-exports-hero.webp</image:loc><image:title>Bar chart of semiconductors as a share of South Korea&#x27;s total exports, rising from 20.8% in 2024 to 46.8% in the first ten days of August 2026</image:title></image:image></url><url><loc>https://futureofkorea.com/kcontent/kpop-agency-earnings-q2-2026/</loc><lastmod>2026-08-13</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/kpop-agency-earnings-q2-2026-hero.webp</image:loc><image:title>Bar chart comparing second-quarter 2026 operating margins at HYBE, SM, JYP and YG Entertainment</image:title></image:image></url><url><loc>https://futureofkorea.com/markets/kospi-crash-2026-explained/</loc><lastmod>2026-08-12</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/kospi-crash-2026-explained-hero.webp</image:loc><image:title>Chart of the KOSPI index through 2026, showing the first-half surge and the summer crash</image:title></image:image></url><url><loc>https://futureofkorea.com/markets/how-to-buy-korean-stocks-from-abroad/</loc><lastmod>2026-08-13</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/how-to-buy-korean-stocks-from-abroad-hero.webp</image:loc><image:title>Close-up of stock market trading screen displaying financial growth and charts.</image:title></image:image></url><url><loc>https://futureofkorea.com/technology/hbm4-2026-sk-hynix-samsung-micron/</loc><lastmod>2026-08-13</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/hbm4-2026-sk-hynix-samsung-micron-hero.webp</image:loc><image:title>Detailed view of electronic circuit board components showcasing microchips and technology intricacies.</image:title></image:image></url><url><loc>https://futureofkorea.com/living/korea-visa-changes-2026/</loc><lastmod>2026-08-13</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-visa-changes-2026-hero.webp</image:loc><image:title>Close-up of a U.S. passport with visas and currency, symbolizing international travel and immigration.</image:title></image:image></url><url><loc>https://futureofkorea.com/society/korea-birth-rate-2026-rebound/</loc><lastmod>2026-08-13</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-birth-rate-2026-rebound-hero.webp</image:loc><image:title>A joyful family posing together outdoors at sunset in a park.</image:title></image:image></url><url><loc>https://futureofkorea.com/policy/korea-won-weakness-fx-reform-2026/</loc><lastmod>2026-08-13</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://futureofkorea.com/img/korea-won-weakness-fx-reform-2026-hero.webp</image:loc><image:title>A smartphone displaying a currency converter surrounded by dollar and euro banknotes, highlighting exchange 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